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You’ve heard the ads – they’re everywhere. “We will cut your credit card bills in half!” they claim. “You have a right to credit card relief” say others. “We will reduce your interest rates and your monthly payments,” boast some. It all sounds so appealing, especially to people who are getting behind on their payments [...]
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Question: How are student loans and herpes alike? Answer: You can’t get rid of either one of them. When I first began practicing law (more years ago than I care to remember) it was common for students to incur substantial debt by means of student loans, and then to discharge those loans in bankruptcy shortly [...]
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It is important to note that if you are divorced, and your divorce decree requires you to pay credit card debt incurred by your former spouse during the marriage (including cards on which you are jointly liable with your former spouse), you likely will not be able to discharge the obligation to your former spouse [...]
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I frequently counsel with people who have a regular income, but simply cannot keep up with all of their monthly payments. Fortunately, there is a provision in the bankruptcy law called Chapter 13, which allows people with regular monthly income to fashion their own affordable repayment plan. Each month, the debtor makes one payment into [...]
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This may be obvious, but what lawyers have to sell is their time. As an experienced divorce attorney (and formerly divorced person), I have some tips to pass along. You should end up with a fair result in your divorce case, but how much you pay for it will depend on the amount of time [...]
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If you obtained a loan to purchase your car, chances are the company that lent you the money has a lien against the car. This means if you don’t make the payments, the lender can repossess your car. In bankruptcy proceedings, you can keep your car by signing a new agreement with the lender to [...]
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